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chloem93
New Member

I am a U.S citizen living with her Canadian husband in Canada. Should we file our taxes together or separate?

I am living in Canada while we wait for the approval for my husband to sponsor me
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1 Reply
GeoffreyG
New Member

I am a U.S citizen living with her Canadian husband in Canada. Should we file our taxes together or separate?

While we can't arbitrarily make that decision for you (Married Filing Jointly or Married Filing Separately) we can describe the process for both options in detail, and then let you ultimately decide which will be the easiest, and / or most tax-beneficial, based on your individual circumstances.  Let's begin that discussion.

If you are a United States citizen and are married to a non-citizen (Canada or any other country), then you have some choices on how to file your USA tax return, although current United States tax laws do not make this process particularly easy.


Option # 1:  You can file your US tax return as Married Filing Separately (which is usually a somewhat unfavorable tax filing status), and just report your own income there.  TurboTax can walk you through this process, and help you create the necessary Form 1040.  If your spouse does not have an ITIN number, or a Social Security number, then this return would have to further be printed and paper filed.  Where the spouse has a valid ITIN or SSN, then the tax return should be eligible for e-filing.

Option # 2:  You can elect to include your nonresident spouse on your US income tax return (which may be more or less tax favorable than Married Filing Separately); and file as Married Filing Jointly; but you would need to file a paper Form 1040 tax return in order to do so.  The somewhat complicated process for completing this type of tax return is explained at the IRS.gov website here:

https://www.irs.gov/individuals/international-taxpayers/u-s-citizens-and-resident-aliens-abroad...


Such a tax return (Option # 2) is best done by a professional tax preparer.

If you choose Option # 1, which is generally easier to do mechanically than Option # 2, but still have difficultly with that, then having the tax return prepared by a professional is also an option here too.

Please note that this answer assumes that your spouse is indeed legally a non-US citizen and a nonresident.  If your spouse instead were a citizen or a US resident, then you could just file your US Form 1040 tax return normally (as Married Filing Jointly, or Married Filing Separately), even though the spouse may be physically living out of the country; and the above two options would not apply.

Also, you can read the complete answer to a similar question that was asked here about a year ago.  There is some good information in there as well:

https://ttlc.intuit.com/questions/3089728-how-can-i-file-taxes-with-my-new-foreign-spouse-who-doesn-...

Thanks for asking this very important question.


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