I believe there is an error in the Turbo Tax Desktop Program concerning excess HSA contributions.
Here are my details -
- Married Filing Jointly
- Both my wife and I are covered by HDHP, family for me, self for my wife
- My employer contributed $8,298 to my HSA in 2025
- My wife's employer contributed $4,300 to her HSA in 2025
- I contributed $252 to my HSA in 2026
Problem details -
- In Turbo Tax when it asks for my HSA contributions, the employer field is auto populated for the $8,298, and I manually enter the $252 that I contributed
- Several screens later I get the message for Who made the excess HSA contribution
- I state I have and then it asks if I will withdrawal the full $4,300 by April 15, 2026, which I did and I mark "Yes"
- The next screen is a my HSA Summary page where it lists $4,250, and $4,300 for the Tax-free company contributions for my wife and I. Under that it states "Excess company contributions withdrawn" of $4,048.
- There is no place that states I had an excess contribution that was withdrawn of $252.
- Form 5329 is created for me and I am charged the 6% excess contribution penalty on the $252
Summary -
Turbo Tax is failing to account for my personal contribution that was withdrawn and is charging me the 6% penalty on excess contributions.
Please get this fixed ASAP.
Thanks,
Sean
