HSA deduction does not appear in the Deduction Summary

Forum|Forum|4 years ago
March 6, 2022
5 replies
48 views

My wife and I are covered under a high deductible health plan and I contributed near the maximum amount through my payroll deduction. That seemed to be recorded in my W-2. I have completed the Deductions & Credits section of Turbo Tax but the $8,085 that I contributed does not show up on the summary of Deductions & Credits. It does show that I received the deduction in 2020. Is there an income cut-off for this deduction?

Best answer by FangxiaL

Most likely the $2,000 reported on the W-2 is not included in Box 1 of the W-2 form, therefore it is not deductible.

@Plier61

JamesG1

Level 15

In TurboTax Online Premier version, I reported an HSA deduction of $2,000 on the taxpayer's W-2 but $0 is reported on the page Federal / Deductions & Credits / Your tax breaks.

When I report an HSA deduction of $500 personally made (not through your employer) at the screen Let's enter your HSA contributions, that amount is reported at the page Federal / Deductions & Credits / Your tax breaks.

This TurboTax Help states:

The limit to your HSA contribution is the lesser of your health plan deductible or IRS-prescribed limits. For 2021, the IRS limit is $3,600 for singles, or $7,200 for families. If you're over 55, you can put away an additional $1,000.

The TurboTax Help mentions no income limits.

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Plier61Author

Level 2

While that answers my question about whether or not there are any income limits to the HSA deduction, it does not answer my primary question about why that HSA deduction does not appear in my summary of deductions. It does not appear to be deducted from my gross income.