Your personal contribution to your HSA is a deduction which reduces your taxable income. It does not reduce your taxes due dollar for dollar.
Your contribution to your HSA has reduced your taxable income by $4,150 and your tax liability by $900, which is correct. Your marginal tax rate is 22%.
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"