I am 60 years old and contributed $4,500 to my HSA in 2019 ($3,500 IRS limit plus the $1,000 catch allowed if you are over 55). Turbo Tax Deluxe tells me I over contributed $760 and will be taxed 6% of the overage. I have the most recent updates and my birth date is entered correctly. What am I doing wrong?
"You may want to withdraw money from your HSAs
It looks like xx has an excess contribution of $760. This amount is being taxed at 6%"