How to apply for a advanced

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The Advance Refund loan won't be available until after January 1 and just when you are ready to file. And only if they offered it to you. You can't self select it. Then you don't get it until AFTER your efile is Accepted by the IRS.

https://turbotax.intuit.com/refund-advance/

I am withdrawing from my retirement to help with inflation. Do I just add this amount to my income than apply the standard deduction to get my taxable income?

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