HOW TO ANSWER THE QUESTIONS FOR RMD

[PatVenture]

I had to take out a percentage of the money in the 401 b teacher fund that was placed there tax-free.  The Gross distribution was $15,844.75.   I paid federal income tax withheld of $2,376.56, Distribution Code 7, State tax withheld $1,267.50   

No special situations   The RMD was $15,844.75   The remaining money ($12,199.69) after taxes was not removed from the account but placed into another fund the financial advisor recommended.

I need to make sure I am answering the following questions correctly.

How much of this distribution applied to your December 31, 2025 RMD?

I choose: The entire distribution applied to the December 31, 2025 RMD

Did I choose the correct answer?

[VolvoGirl]

Yes enter the full amount as the RMD.    But what happened to the 12,199.69?  Did it get put into another regular broker acct?  You can't leave it in the same 401 account.   Has to be moved OUT of the 401.  So the advisor must have set you up with another personal account.  

[PatVenture]

The financial advisor placed the $12,199.69 into another fund in my portfolio.  It was NOT taken out for personal use or placed back into the 401.