@nahata-saurabh , Namaste ji.
Are you talking about the "old" providend fund schemes in India or am I reading this all wrong. Thought those were kind of replaced by Indian version of Social Security / Pension. Please tell me more about your situation --- the employer type ( private entity / govt or ? ), your age , how long have you been participating in this and are you still putting monies in ?
How about you own tax status / tax status ?
Are you employed in the US ?
I will circle back once I hear from you --yes ?