Home office deduction section

Forum|Forum|5 months ago
January 21, 2026
1 reply
39 views

Greetings,

RE: TT Home and Biz 2025

Mac OS, desktop version.

In the home office deduction section the "Excess Real Estate Taxes" and "Excess Mortgage Insurance" sections have me confused.

Regarding my personal taxes, I do not itemize. I do have a home office though so I'm confused as to whether I should enter the mortgage interest and mortgage insurance amounts in the "excess" interview section.

Any help or links would be appreciated. Thanks!

ThomasM125

Level 15

Yes, you do enter your mortgage interest, mortgage insurance premiums and real estate taxes in the "excess" section of the home office routine since you are not itemizing your deductions. They may be deductible as business expenses even though you are taking the standard deduction.

You should enter the entire amount of mortgage insurance premium paid on the screen that says Enter Mortgage insurance Premiums. On the screen that says Lets confirm your mortgage interest applies to this home, enter your lender and entire mortgage interest paid for the year. On the screen that says Excess Mortgage Interest enter you entire mortgage interest paid for the year. On the screen that says Any excess real estate taxes? enter your entire real estate taxes paid for the year.

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