Hardship withdrawal from 401k / exception

[garlock-rebecca]

I had to do a Hardship withdrawal to prevent eviction they took out some for taxes, do I qualify for an exception?

[KeshaH]

The withdrawal from your 401(k) has to be included in taxable income and could be subject to a 10% penalty if you're under 59.5 years old. Even though preventing eviction is a valid reason for a hardship withdrawal, it doesn't qualify for an exception to the early withdrawal penalty. 

For a list of what types of distributions qualify for the exception to the early withdrawal penalty, see Retirement topics - exceptions to tax on early withdrawals.

[dmertz · Accepted solution]

The early-distribution penalty on up to $1,000 may be avoidable as an emergency personal expense:

https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-exceptions-to-tax-o...