I chose turbo tax from the IRS free file options after 2 other providers charged to file with a 1099-C. I checked on the free file site for what forms are accepted by turbo tax and it included 1099-C. However when I tried to file it said I had to upgrade to a paid version
- It's geared towards lower-income filers, regardless of tax return complexity, and is only offered through the IRS Free File Alliance (FFA) program. No upgrades are available.
In certain cases, you'll be able to exclude canceled, forgiven or discharged debt as taxable income. Although the IRS generally considers these as taxable income, there are exclusions and exceptions to the rule.
- When you enter your 1099-C in TurboTax, we'll ask a series of questions to determine if some or all of your 1099-C debt can be excluded.
**Mark the post that answers your question by clicking on "Mark as Best Answer"
I know I don't need to file but I do for income based student loan payments. My question is why I have to pay to fill out a form that is listed under the free file description on the IRS website. Other preparers charge but they do not have this form listed as free in their description