For the last 4 months of 2019, I am covered by non-AMA-sanctioned health insurance for expats. How do I let the IRS know I am still compliant? I now live outside the U.S.

[rsk684]

For that 4-month period, I will have been in the U.S. only 5 days. For the first 8 months of the year, I was covered by an AMA-sanctioned plan (Blue Cross/Blue Shield) through my employer. Can anyone help?

[DoninGA · Accepted solution]

For tax year 2019 there is no penalty for not having health care insurance.  If you did not receive health care insurance from either one of the state marketplace exchanges or from healthcare.gov, you do not report whether or not you had health care coverage on a 2019 federal tax return.

[rsk684]

Thank you for the speedy reply DoninGA -- I really appreciate it. Do you know if the rules will change for 2020 tax filings? I recall reading something about being outside off the U.S. for 330+ days to be considered exempt from ACA rules.  

[DoninGA · Accepted solution]

The ACA's individual mandate penalty was assessed for the last time on 2018 tax returns filed in 2019; there's no longer a federal penalty for being uninsured for tax year 2019 or any other future tax year.