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Filing married, with an income of $63,306.00, I understood that I do not need to repay the Premium tax credit unless I make over $65,000. Had AHCA for 4 months

How do I avoid re-paying the Premium Tax Credit for Affordable Health Care?
Contribute to an IRA?
I thought my income was low enough that I did not need to repay.
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Filing married, with an income of $63,306.00, I understood that I do not need to repay the Premium tax credit unless I make over $65,000. Had AHCA for 4 months

Contribution to an IRA will lower your AGI which in turn affects your PTC.  Enter the contribution into the program to see if it helps you. You have until July 15 to make the contribution. 

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