E-file rejection: How to resolve error code F1040-478

Forum|Forum|4 months ago
March 10, 2026
10 replies
104 views

Here is a description of the error: If Form 1040, 'IRADistributionRolloverInd', 'IRADistributionQCDInd' or 'IRADistributionOtherInd' is checked, then 'IRADistributionsAmt' or 'TaxableIRAAmt' must have a non-zero value. What needs to be done: This return cannot be filed at this time due to a processing error that will be corrected on March 13, 2026. On or after this date, open the rejected return, review it for errors, and resubmit the return for electronic filing.

TurboTax Online

FilingFrustration

Level 2

I received a similiar message but it did not inform that a fix would occur. F1040-478 - If Form 1040, 'IRADistributionRolloverInd', 'IRADistributionQCDInd' or 'IRADistributionOtherInd' is checked, then 'IRADistributionsAmt' or 'TaxableIRAAmt' must have a non-zero value.

The issue is that the 4a (IRA) rollover box is checked and should not be, I can't figure out how to uncheck it, while my 5a (pension) rollover box is also checked, which is correct. I will try wiaiting until Mar 13 and see if this issue will be resolved as shown in your message.

Can you confirm if your 1040- lines 4a and 5a rollover boxes are checked?

Tshupp

Level 2

I got the same message after trying to fix it a few times.

CatinaT1

Level 15

This should all be corrected during this weeks update. Try again on Friday.

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cottrell601Author

Level 2

Thank you @CatinaT1. Do I need to change anything or ensure certain check boxes are selected, or should I resubmit keeping everything the same

user17710174141

Level 2

Why does Turbo Tax not publish a list of known errors (codes etc.) and status. I spend HOURS last week trying to solve this issue F1040-478 with no success. Finely on Tuesday I found the issue in the Community. Not sure Turbo Tax is keeping its customers best interests in mind.