Do I need to report automatic medicare coverage from COVID?

Forum|Forum|3 years ago
April 9, 2023
3 replies
11 views

My state left my family in medicare coverage even though we had employer-provided insurance. Do I need to list that coverage since it was automatic and I didn't need/use it?

Not A Product Question

ShirlynW

Level 8

It depends. You are allowed to have both Medicare and employer coverage, and you can use them together. One will act as primary coverage and one will act as secondary. What state are you in? Was your employer-sponsored health care is considered qualifying coverage by the government? Clarify, did you receive a form to file with your taxes?

@seanquallen

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seanquallenAuthor

Level 2

I'm in Idaho. Yes--my employer provided insurance is qualifying coverage. I have a 1095-B that simply says I was covered for all 12 months. That 1095 does not say the word Medicare on it anywhere.

I know that I was double covered but that was beyond my control since Medicare coverage was automatic. So do I need to report that coverage or do I simply report my employer-provided coverage?

Cynthiad66

Alumni - Intuit

Form 1095-B is not required to be filed on the tax return. What do you plan to report for the Medicare Coverage. You would only need to report reimbursements of medical expenses, if you are itemizing your medical expenses on Schedule A.

Of course, you deduct your medical insurance premiums on Schedule A, as well.

You are not required to send the IRS information forms or other proof of health care coverage when filing your tax return. However, it's a good idea to keep these records on hand. This documentation includes: Form 1095 information forms.

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