Do I need to enter my dependent's 1095-A?

[cosmokenney]

Hi, thanks for any help with this issue. 
I had health insurance through my employer. 

My 23 y/o son lived with me all of 2023, had $0.00 income. So I am claiming him as a dependent. 

He had health care through Covered California. 

I am filing as head of household.

Do I need to enter his 1095-A?

I am asking because my $2000+ Federal refund turned into me owning $1093 after I entered his 1095-A. 

Why are they taking so much money?

[SharonD007]

Since your dependent received a 1095-A, you do need to enter it on your tax return.  The 1095-A is used to complete the Premium Tax Credit Form 8962 and reconcile the Premium Tax Credit. From what you described, your son may have taken more of the advanced premium tax credit than he was qualified for, which is why you may owe taxes.

You can review The TurboTax articles What is Form 1095-A: Health Insurance Marketplace Statement  and What is the Premium Tax Credit (PTC... for more information.

[cosmokenney]

@SharonD007 

Thanks, I read some of what you linked but I don't understand most of it. 

[TLP3]

Does my 22 year old’s 1095 need to be filed on my return if I carry him on my tax return. He will be filing his own taxes I guess since he made about $9,000 this year. He was a college student so he didn’t work much. OR DOES HE JUST FILE HIS 1095 on HIS OWN RETURN EVENTHOUGH I WILL BE CARRYING HIM. OR DO WE FILE IT ON BOTH ??? THANKS IN ADVANCE 

[LindaS5247]

Yes, you should include the Form 1095-A on your tax return if you received the Form 1095-A in your name and assuming your son meets the requirements as your dependent.

Also, he should answer "yes" to the question asking if he can be claimed on someone else's tax return.  Also, if he is a dependent on your tax return, he won't have the health insurance questions to answer on his tax return. 

Click here for additional information regarding entering your Form 1095-A.

Click here for additional information on Form 1095-A and the Premium Tax Credit.

[valprak]

What if the 1095-A is in my dependent's name , not mine?   He received a 1095-A and is a qualified dependent.  Do we need to put it on our return>?

[AmyC]

Yes. Your household income is used for your dependent on your tax return to determine their benefit allowed.

@valprak