Did you take a disaster distribution at any time between 2018 and 2021?

Was wondering if this is about the covid stimulus checks that everyone got. Since I live aboard, this is the only thing that makes any sense that would apply to me. What should I do about this?

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Answer No. A qualified disaster distribution would be a withdrawal from an IRA or other qualified retirement plan that you needed to cover expenses for a federally declared disaster such as a forest fire, flood or hurricane. COVID is not included as a disaster for this legal provision.