Bought a house with my boyfriend. We are not married, who claims the hoise for taxes?

[Cynthiad66]

Why not 50/50?   But it does not matter as long as combined you do not claim more than 100%.  If you both jointly own the home and names on mortgage and deed you deduct what portion you have agreed to.  Sometimes the split is not 50/50.  Also, each person must have paid the amounts they are claiming on their return.  Only the person who paid the mortgage can take the deduction.

You each file as single unless you have dependents.  Mortgage interest, Mortgage Insurance, Points and Property Taxes are deductions relating to the home that can be split.  You will need to itemize your deductions to claim these expenses.

@heather-besler

[Edited 4/5/2022 at 8:58 AM]

[Critter-3]

To get the best result one person should claim the home on the Sch A and the other take the standard deduction ... if you split the expenses 50/50 then most likely no one will be able to itemize  however you can divide the expenses any way you want to see what works best for both of you ... of course  if you don't put the bill money into a joint account then only the person paying the bills can deduct them.  This takes a bit of "tax planning" to use the rules in your favor. 

[SweetieJean]

Per IRS rules, you can each only claim the amount you actually paid yourself.