Are Parent Plus loans Considered Gifts?

AndrewA87 · ‎August 15, 2025

xmasbaby0

No there is no reason to report a gift for a student loan.

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**

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xmasbaby0

No. A loan must be repaid. A loan is not a gift. What are you trying to do?

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**

AndrewA87

I was just wondering if there was gift tax reporting implications.

Thanks for the quick response.

xmasbaby0

No there is no reason to report a gift for a student loan.

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**

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Are Parent Plus loans Considered Gifts?