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Level 1
November 11, 2025
Solved

Accident and disability premiums

  • November 11, 2025
  • 2 replies
  • 130 views

Are the premiums, I pay in full, through Colonial Life for accident insurance and disability insurance pre tax dollars or post tax?

    Best answer by DoninGA

    Expert Reviewed

    Accident and disability insurance is not deductible on a tax return.  

     

    Health care insurance premiums, including dental and vision insurance premiums, and other medical expenses that you paid with out of pocket funds and were not reimbursed are an eligible medical expense that you can deduct using Schedule A for itemized deductions.

    2 replies

    DoninGA
    Level 15
    DoninGALevel 15Answer
    Level 15
    November 11, 2025

    Expert Reviewed

    Accident and disability insurance is not deductible on a tax return.  

     

    Health care insurance premiums, including dental and vision insurance premiums, and other medical expenses that you paid with out of pocket funds and were not reimbursed are an eligible medical expense that you can deduct using Schedule A for itemized deductions.

    Level 15
    November 11, 2025

    @kfbtax2023 they are post tax dollars.   Normally, pre-tax premiums would be part of a cafeteria plan as part of your paycheck. 

     

    Why the question? they are not tax deductible in any event.