Hello @77f0e5670926 !
I will assume your employer is offering a 401K. If so, I will encourage you to take it because it has the added benefit of earning you some extra money from your employer, which you will not get if you started and individual IRA.
Most employers will match your contribution by a percentage. This money goes directly into your 401k and adds to what you contribute. Employer 401Ks are simply the best way to go!
Thank you!
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