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Level 2
April 10, 2025
Question

1099-C

  • April 10, 2025
  • 1 reply
  • 2 views

Received a 1099-C for canceled debt; however, it was sent to my deceased husband (passed away 6 Years ago). His purchase did not involve me (his spouse).  I was not listed in the original contract. I tried paying off the debt years ago and was denied taking over his mortgage. Am I still responsible for his canceled debt?

    1 reply

    MaryK4
    Level 15
    April 10, 2025

    No, if you were not responsible for the debt, you do not have to include the 1099-C on your income tax return.  

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    Hjsoliz1Author
    Level 2
    April 11, 2025

    Thank you!!