1095-A - Form 8962 - Include in 1040?

Forum|Forum|6 months ago
February 13, 2026
2 replies
59 views

General searches seem confusing on this issue around the following scenario:

1095-A shows no Advance Payments (Column C is blank)
Party is not entitled to any Tax Credits after running the numbers through Turbo Tax

Question - What form(s) if any are to be attached to the 1040? I would say none, TT does not list the requirement to send any either. I can't see why it would be necessary to send any of the above forms with the 1040 and it's not just advice from 'Joe Blow' on the net. Here's a snippet from this site around a similar question. Look at the last sentence......if there is no PTC involved then I don't see anywhere on the final printed 1040 that the 1095-A is mentioned.......so how is it "reported on your return"

Thanks

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Since you didn't receive the premium tax credit, and if both column B &C are blank, you don’t have to fill out or include Form 8962 when you file your federal taxes. However, the IRS might reject your tax return if you received form1095-A but didn't report it on your return.

Not A Product Question

RobertB4444

Level 15

The real problem is that the IRS is notified who received form 1095-A and not the actual content of the form that were received. You are correct that if both columns B & C are blank then you don't need to file anything in regards to the 1095-A that you received.

However, it is best to go ahead and enter the 1095-A exactly as it was received in order to just get the return into the IRS computers. They tend to automatically reject any tax return submitted if it shows that the filer received a 1095-A and didn't include it in the tax return.

Alternatively, you can file the return without the 8962 and see if the return is rejected. Then, when it is, you can enter the 1095-A information at that point.

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Sausalito789Author

Level 2

Thanks, I did in fact enter the data into TT from the 1095-A and the resulting 8962 shows a NIL PTC result. I was even thinking of manually printing the 8962 and including it in my return, but am not sure that might cause confusion. I'll leave everything as per TT instructions......no 8962 to be sent. If it gets kicked back I'll update here.

Thanks