1095-A for adult child who got a job in the last part of the year

[SheriC377]

I am disabled, and my adult child lives with me. For most of the year, she was unemployed and I had a marketplace  plan for her. But she got a job and was covered by health insurance through the job for the last three months of the year. She made enough in those months that I can't list her as a dependent on my taxes. How do I allocate the 1095-A between our two returns?

[Vanessa A · Accepted solution]

If you are not claiming her as a dependent on your return and she is filing as a non-dependent, you will both need to enter the 1095-A on each of your returns. After the form is entered you will be asked if this was a shared policy, if it was you will click yes.  Then you will be able to allocate an amount to you and your daughter.  You can claim 100% or 0%, she can do the same as long as it adds up to 100%. Many times parents paid the premiums and will allocate the full amount to themselves, while the kids just enter the form and allocate 0%.  If you choose to, you can also split it 50/50 or anyway that you want as long as the amounts add up to 100%.