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Level 2
February 8, 2026
Question

Senior deductions not working

  • February 8, 2026
  • 3 replies
  • 71 views

I checked last years return and sure enough I dont see the $1550 for my husband being over 65, just the standard deduction for married filing jointly. THis year, also not seeing and the $6000 (albeit would be prorated down) dont see. Should you see these deductions split out

    3 replies

    DoninGA
    Level 15
    Level 15
    February 8, 2026

    If you are age 65 or older and meet the requirement, the additional deduction is automatically added on your federal tax return.

     

    Standard deductions for 2025

    Single - $15.750 add $2,000 if age 65 or older
    Married Filing Separately - $15,750 add $1,600 if age 65 or older
    Married Filing Jointly - $31,500 add $1,600 for each spouse age 65 or older
    Head of Household - $23,625 add $2,000 if age 65 or older

     

    New Bonus Standard Deduction (OBBB):
    An additional $6,000 deduction for taxpayers 65 and older.
    This is per eligible individual, meaning a married couple both over 65 could get $12,000.
    Important: This bonus deduction is temporary, lasting from 2025 through 2028.
    Income limitations: It phases out for taxpayers with modified adjusted gross income over $75,000 for single filers and $150,000 for joint filers.


    The amount is calculated on Schedule 1-A, Part V, with that amount flowing to Form 1040 Line 13b

    Look at your Form 1040 -

    You can view your Form 1040 plus Schedules 1, 2 and 3 at any time using the online editions. Click on Tax Tools on the left side of the online program screen. Click on Tools. Click on View Tax Summary. Click on Preview my 1040 on the left side of the screen.

    Level 15
    February 8, 2026

    Let's consider your 2024 return first since you say your spouse was over 65 for 2024.  What do you see on line 12 of your 2024 Form1040?   If only one of you was 65 or older at the end of 2024, the standard deduction you should see on a joint return is $30,750  ($29,200 + $1550 for the spouse 65 or older).  If you see less, then check the date of birth you used for him.  Was he 65 at the end of 2024?

     

    As for your 2025 return:

     

    The “senior deduction” is added automatically by the software based on the date of birth and filing status you entered into MY INFO.  You do not need to take any extra steps to enter it. (And…the new senior deduction has nothing to do with whether you are getting Social Security)

     

    The deduction is not on the same line as your standard deduction.  It is shown separately.

     

     

    2025 STANDARD DEDUCTION AMOUNTS

    SINGLE $15,750  (65 or older/legally blind + $2000)

    MARRIED FILING SEPARATELY $15,750  (65 or older/legally blind +1600)

    MARRIED FILING JOINTLY $31,500  (65 or older/legally blind + $1600)

    HEAD OF HOUSEHOLD $23,625 (65 or older/legally blind + $2000)

     

     

    For 2025 through 2028 there is an extra  deduction amount of up to $6000 per individual 65 or older filing Single, MFJ, or HOH which is phased out for taxpayers with modified adjusted gross income over $75,000 for single filers and $150,000 for joint filers.

     

    (The deduction phases out completely at $175.000 Single or HOH, or $250,000 joint)

     

    The $6,000 senior deduction will be calculated on 1040 Schedule 1-A page 2 Part V Enhanced Deduction for Seniors which goes to 1040 line 13b. It is separate and in addition to the Standard Deduction or your Itemized Deductions on 1040 line 12e.  Turbo Tax automatically includes it.

    IRS Schedule 1-A
    https://www.irs.gov/pub/irs-dft/f1040s1a--dft.pdf

     

    Need to see it?

    https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-return/preview-turbotax-online-return-filing/L77WCkvnu_US_en_US?uid=m681fkhr

     

    If you are not getting the senior deduction it is because

    Your date of birth in MY INFO shows that you were not 65 by the end of 2025

    Your income is too high

    You are filing married filing separately

     

     

     

    **Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
    Level 2
    February 8, 2026

    if I could edit I would - went back and the numbers and deductions were correct (had wrong standard for 2024).