QCD and RMD

[Gary1392]

I have made donations from IRAs ( QCDs) but at end of year  the total of QCDs plus distributions I’ve taken from IRAs exceed the RMD. How do I handle that for taxes? Age 79.  

[rjs]

It doesn't matter that you exceeded the RMD. The RMD is a minimum. You can always take out more than the minimum. You don't have to report that you exceeded the minimum. You just enter your 1099-R to report the distributions, and you enter the amount of the QCDs. When TurboTax asks if you took your full RMD, you answer that you received all the RMD.

[NCperson]

also, the QCD is not added to the distributions, it is PART OF the distribution.