One mortgage company sold our loan to another bank, would that be considered a yes or no for question inquiring if we paid off or refinanced our loan in 2016

[pbbunnie03]

Bought new house in 2016.  Paid points.

[rjs]

That's a No. You still have the same loan. The fact that the lender sold it doesn't make it a new loan. You did not pay it off or refinance.