Joint Tenancy on Home but Mortgage through 1 instead of both parties, help?

[emilyols]

In february of 2024, my sister and i signed the deed for a house we both have our name in via joint tenancy. I could not put my name on the mortgage due to being on short term disability pay through my job. As a result, she received the 1098 for the home and I am not included. How do we proceed in getting me my half of the credits/deductions as I did pay 50% of the mortgage and property taxes for 2024? Unfortunately my sister and I are not on good terms at the moment and she has a protective order against me so I cannot contact her (trying to get this changed in the court system so I can contact her about the same home we are now trying to sell). What exactly do I need to do to ensure I receive my fair 50% of tax credits etc. Help!

[MaryK4]

You can deduct the home mortgage interest and real estate taxes that you actually paid even if your name is not on the 1098.

In Turbo Tax, you can indicate that "Someone who isn't my spose co-owns this loan, and we only pay a portion of it" and "Neither my Social Security number nor my spouse’s is on the 1098, but at least one of us is liable for this loan" (See below).

If you do not have the information from the 1098, you will have to wait until you determine the correct amounts to claim the deductions.