Is Medicare a High Deductible Health Plan?

[HelenaC · Accepted solution]

No, Medicare is not a High Deductible Health Plan (HDHP). 

Per High Deductible Health Plan (HDHP) - HealthCare.gov Glossary ...  High Deductible Health Plan (HDHP):

A plan with a higher deductible than a traditional insurance plan. The monthly premium is usually lower, but you pay more health care costs yourself before the insurance company starts to pay its share (your deductible). A high deductible plan (HDHP) can be combined with a health savings account (HSA), allowing you to pay for certain medical expenses with money free from federal taxes.

The IRS defines a high deductible health plan as any plan with a deductible of at least $1,350 for an individual or $2,700 for a family. An HDHP’s total yearly out-of-pocket expenses (including deductibles, copayments, and coinsurance) can’t be more than $6,650 for an individual or $13,300 for a family. (This limit doesn't apply to out-of-network services.)