HSA

[SheriRochester]

My husband has an HSA through his work and he also carries health insurance for both of us (employee+1)  

We completed the HSA section for him. 

Then it asked what kind of HDHP I had in 2019.   family, self or none.  Why 2019?   I have been retired since 2016.  I do not have an HSA or HDHP separate from his.  When I enter none it leads me to other questions I don't know how to answer.  

[ReneeM7122]

You should answer none. The software is just asking if you had a break in coverage.

For 2020, the IRS defines a high deductible health plan as any plan with a deductible of at least $1,400 for an individual or $2,800 for a family. An HDHP's total yearly out-of-pocket expenses (including deductibles, copayments, and coinsurance) can't be more than $6,900 for an individual or $13,800 for a family.