HSA contribution limit

[badger13]

Turbo Tax is telling me that, given my 10 months of participation in a HDHP (the last 2 months of the year I was on Medicare), my max contribution for 2021 is $3,833.  My calculation is that the max contribution for 2021 is $3,500.

12 month contribution limit for 2021 is 3,200 + 1,000 catch up contribution.  Divide $4,200/12 months = $350.  $350 x 10 = annual limit of $3,500.

Which is correct?

[Mike9241]

$3200 is wrong it's $3600. in addition, since you're over 55 you can make an additional contribution for the full year of $1000

so $4600 times 10 divided by 12 = $3833.33. Turbotax is correct.