HSA contribued without HDCP

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My spouse contributed to her old HSA account (not through payroll) without HDCP this year. She had HDCP 2 years ago. She is with her own health insurance. I have my own insurance and HSA.

How to account for her HSA contribution to her own HSA account without eligible HDCP while filing tax return?

Thanks.

[Anonymous · Accepted solution]

was your HDHP coverage single or family.    if single, she made an excess contribution to her HSA.  to avoid 6%  penalty she must withdraw contributions and earnings by 4/15/2020.  

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It was single HDCP.