Federally declared disaster - causality loss

Forum|Forum|4 years ago
April 6, 2022
6 replies
36 views

Our home was heavily damaged by the severe winter storm in Feb.2021 - burst water pipe in attic. Our insurance is covering the remediation and repair costs, plus most of our personal property. My question is how-and-where can I claim the expenses NOT covered, e.g. deductible, plants killed by freeze, other expenses declined by insurance - definitely have expenses from the declared causality event. Forms ask for FMV before and after, insurance payment, etc, but I don't see where to itemize additional expenses. Suggestions?

Best answer by JulieS

Modifying my previous comment - I could end up with 5-10 additional "properties" based on your suggestion. Is that what you suggestion is?

Yes, that is my suggestion. If you would rather summarize all the different items in a single entry, that is acceptable too.

If you choose to just make one entry covering everything, you will need to use a spreadsheet or list and add all of the items together. This list or spreadsheet is for your records only. Keep it at least four years in case you are audited.

You can't add these details to your return unless you make several entries and previously suggested.

JulieS

Level 15

You can add additional entries for other losses by clicking on Add a property on the Property Summary screen. See image below.

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bwing1Author

Level 2

Thanks ... these additional losses are all related to the same major "home damage" loss. So I could end up with maybe 5-10 additional "losses". It appears each would have an incrementing numeric identifier, e.g. 1,2,3, ... Is that what you are suggesting?