Deductibility of IRA contributions on California taxes

[GaryP9]

What are the rules on age in 2022 to be able to deduct IRA contributions on 2022 California taxes? In 2022 my spouse turned 70.5 and I turned 75. Turbotax subtracted my IRA contribution for California (which makes sense) and but did not subtract my spouse's. Is that a mistake? This sentence is from the California instructions for Schedule CA, line 20: "IRA age – If you report an IRA deduction on line 20, column A at age 70½ or older, include that amount deducted for federal in the total you enter on line 20, column B." This suggests the deduction is not allowed once you hit 70.5 years old.

[Bsch4477]

You are correct. California doesn’t conform to the federal change increasing the maximum age for IRA contributions. 

[GaryP9]

I know that California does not recognize the Federal SECURE Act provision to relax the 70.5 year age limit on deducting IRA contributions. But Turbotax is not computing the adjustment correctly on my 2022 California taxes. FTB publication 2021 1005 says: "If you report an IRA deduction on Schedule CA (540), Part I, line 20, column A at age 70½ or older, include that amount deducted for federal in the total you enter on Section C,
line 20, column B." Well my spouse and I (both older than 70.5 last year) are filing MFJ with $7000 each of IRA deductions (total $14,000) and Turbotax only adjusted one of the IRA contributions (see screenshot of line 20 on Schedule CA). The adjustment in column B for Calif. should be $14,000 (not $7000). Is that an error in Turbotax?

[Bsch4477]

I have asked for help on this. Stay tuned. 

[GaryP9]

I did some more investigation on this. I thought maybe TT saw that my spouse turned 70.5 last year on Jan 2, 2022, so maybe the dis-allowance of the deduction wouldn't begin for my spouse until the following tax year. To test this theory I changed my spouse's birth date to make them 80 years old last year, and TT still only adjusted my IRA deduction and not my spouse's on Schedule CA, line 20. So there is something else going on here; it is not age related. Another theory: if one earns at least $7000 of wages after age 70.5, can you still deduct your IRA contribution for California taxes? I could not find the answer to this anywhere online.

[GaryP9]

Any update on this issue? Or is there a bug in TurboTax?

Thanks