Long Term Care premiums

Forum|Forum|2 months ago
April 10, 2026
1 reply
2 views

Can anyone confirm if premiums for a LTC policy I have is deductible? It's not employer paid and I am self-employed, but have had this policy for years from a prior employer purchase option. The prior employer has never contributed to the premiums and I kept the policy when I left their employ. Anyone?

Not A Product Question

AnnetteB6

Level 15

There are some requirements that must be met for the LTC premiums to be deductible as part of your self-employed health insurance deduction. The deductible amount may be limited based on the age of the insured person.

Take a look at the following information from IRS Instructions for Form 7206 for more details:

Qualified long-term care insurance

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