Why must I upgrade to Deluxe to claim a tax break? Just W-2 income and withholding. I did make a Roth IRA contribution. Is it the Retirement Savings Contribution Credit?

jack128 · ‎April 11, 2024

It gave me a message "Nice, you're getting a tax break. Upgrade to TurboTax Deluxe to claim it." and below it says "required for your tax situation." It's a simple return. It just gave me this page after I said yes I had contributed to a ROTH IRA??? No State taxes for us.

xmasbaby0

In order to use the retirement saver credit you do have to upgrade to Deluxe because the credit requires a schedule that means you no longer have a "simple" tax return. You can tell the software you were a student to disqualify yourself from the credit or upgrade and use the credit.

Or—-Use this IRS site for other ways to file for free. There are 8 free software versions available from the IRS Free File site

https://apps.irs.gov/app/freeFile/

Or—if you live in certain states you may be eligible to use the new IRS Direct File

( AZ, CA, FL, MA, NH, NV, NY, SD, TN, TX, WA, WY )

https://directfile.irs.gov/

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**

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xmasbaby0