Where do I enter the QCDs total I contributed to charities from my IRA as part of my Required Minimum Distribution?

[JBKloos]

I have a related question.

While I turned 70 1/2 last year, Congress changed the rules so that I did not need to take a Required Minimum Distribution.  However, I chose to make a Qualified Charitable Distribution.  I do not find any questions about the RMD. How do I enter the QCD?

[macuser_22]

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@JBKloos wrote:

I have a related question.

While I turned 70 1/2 last year, Congress changed the rules so that I did not need to take a Required Minimum Distribution.  However, I chose to make a Qualified Charitable Distribution.  I do not find any questions about the RMD. How do I enter the QCD?

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There is currently a bug in the 2021 software (that has been reported) that will not ask the question if you were between 70 1/2 and 72.

You can work around the by by changing your age to 72 or older - enter the 1099-R and then change your age back to the correct age.

[blondy23107]

When asked to enter the QCD the program freezes and says it cannot be more than $100000.00 even though I had entered less than that amount.  Please advise

[macuser_22]

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@blondy23107 wrote:

When asked to enter the QCD the program freezes and says it cannot be more than $100000.00 even though I had entered less than that amount.  Please advise

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I suggest deleting the 1099-R and re-enter.   You might have hit a comma instead of a decimal point and turned a small number into a large one.

[JOHNWATER1]

I made a QCD from my IRA but do not see how that changes my taxes bottom line on the "what if" worksheet.anyone know where this is or can be added, or  is this just not available from Intuit TT.supposed to be on my 1099 R,perhaps it is built in by  one of those Description codes.i would really like some clarification on this issue.

thanks

john

[dmertz]

The payer reports a QCD is reported as a normal distribution.  You indicate to TurboTax that it's a QCD by marking a box to indicate that some or all of the distribution was transferred to charity (online version) or by answering Yes when asked if some or all of the distribution was transferred to charity (CD/download version).

A QCD only affects the amount reported on Form 1040 line 4a and requires the "QCD" notation next to line 4b.  It has no other effect on your tax return.