w-4p

[motocrazy1]

I am recently retired Dec 2022, I am not understanding the wording on the form.  My husband still has a job as he is younger than me.  I am still waiting for my Social Security to start (they are slow).  I really would rather talk in person with a person.  I have no idea what our total taxable annual pay from jobs will be and why i should have to put his down when i am the one retired.  Step 2 is so confusing that I dont know what to put down I am not taking taxes out of my pension as its only $246 dollars a month. so what i am thinking is that I have to put $0 on (b)i and (b)ii

[ThomasM125]

Could you clarify where you are seeing step 2 is please? What does is say on the screen where you see that?

[Opus 17]

If you are trying to complete a new W-4 for your husband's job, try the IRS calculator instead.  You might also try the paper W-4 so you can review the instructions more carefully.

https://www.irs.gov/individuals/tax-withholding-estimator

https://www.irs.gov/pub/irs-pdf/fw4.pdf

If your spouse is still working, you can expect that 85% of your social security benefit will be taxable, so you can count that as taxable retirement income.