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You are only entering Roth IRA contributions in the IRA contribution section if you actually made a contribution for 2020.
I don't understand your reply. My question is about why it wants me to apply the earnings as a credit to ROTH IRA Account. I have entered that I want $0 of the earnings on to be applied as credit to the Roth IRA since I am not eligible to contribute due to AGI limits (funny that TT doesn't know that my AGI is too high).
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