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user17702355005

Level 1

Question

Substitute 1099R

Forum|Forum|4 months ago
February 4, 2026
1 reply
0 views

I inherited an IRA from my mother and the bank rolled it over into a Retirement Savings Account. On 07/28/2025 I closed the account and Fed Taxes were withheld. The bank did not send me a 1099R but instead a letter with all the information shown on withdrawal and taxes. How can I report this in TurboTax?

Level 15

It will be reported in TurboTax as though you had received the 1099-R. Use the letter with the descriptions to enter the taxable distributions.

Here's how to navigate to the 1099-R section:

TurboTax Online/Mobile: Go to 1099-R.
TurboTax Desktop: Select Search Topics. Search for and select 1099-R.

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