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Level 2
March 13, 2026
Solved

SSDI being taxed?

  • March 13, 2026
  • 4 replies
  • 86 views

I am completely disabled as a paraplegic from a spinal cord injury and I am on SSDI income. I thought there was supposed to be no tax on social security per Trump, yet when I enter my amount it adds almost $1,000 to what I owe. Can I just leave that amount off of my income since there is supposed to be no tax on social security?

    Best answer by Opus 17

    Expert Reviewed

    If SSDI is your only income, it is not taxable.  If you have other income, SSDI may be partly taxable based on a formula.  That hasn't changed.  There is a deduction for over-65 that reduces the amount of tax seniors pay, but it was not exactly "no tax on social security", and it doesn't help under 65. 

    4 replies

    rjs
    Level 15
    Level 15
    March 13, 2026

    "No tax on Social Security" was a campaign promise that did not come to pass. There is no change in the taxation of Social Security benefits. Instead there is a new deduction for seniors (65 or older). Unfortunately that doesn't do you any good if you are under 65, even though you are disabled.

     

    Level 2
    March 16, 2026

    Got it. Thank you for the information

    Opus 17Level 15Answer
    Level 15
    March 13, 2026

    Expert Reviewed

    If SSDI is your only income, it is not taxable.  If you have other income, SSDI may be partly taxable based on a formula.  That hasn't changed.  There is a deduction for over-65 that reduces the amount of tax seniors pay, but it was not exactly "no tax on social security", and it doesn't help under 65. 

    Level 2
    March 16, 2026

    Thank you for the clarification.