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Level 2
Mar 13, 2026 4:41 PM UTC
Solved

SSDI being taxed?

I am completely disabled as a paraplegic from a spinal cord injury and I am on SSDI income. I thought there was supposed to be no tax on social security per Trump, yet when I enter my amount it adds almost $1,000 to what I owe. Can I just leave that amount off of my income since there is supposed to be no tax on social security?

    Opus 17Answer
    Level 15
    Mar 13, 2026 5:26 PM UTC

    Expert Reviewed

    If SSDI is your only income, it is not taxable.  If you have other income, SSDI may be partly taxable based on a formula.  That hasn't changed.  There is a deduction for over-65 that reduces the amount of tax seniors pay, but it was not exactly "no tax on social security", and it doesn't help under 65. 

    4 replies

    rjs
    Level 15
    Level 15
    Mar 13, 2026 4:44 PM UTC

    "No tax on Social Security" was a campaign promise that did not come to pass. There is no change in the taxation of Social Security benefits. Instead there is a new deduction for seniors (65 or older). Unfortunately that doesn't do you any good if you are under 65, even though you are disabled.

     

    Level 2
    Mar 16, 2026 1:07 PM UTC

    Got it. Thank you for the information

    Opus 17Level 15Answer
    Level 15
    Mar 13, 2026 5:26 PM UTC

    Expert Reviewed

    If SSDI is your only income, it is not taxable.  If you have other income, SSDI may be partly taxable based on a formula.  That hasn't changed.  There is a deduction for over-65 that reduces the amount of tax seniors pay, but it was not exactly "no tax on social security", and it doesn't help under 65. 

    Level 2
    Mar 16, 2026 1:08 PM UTC

    Thank you for the clarification.