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Social Security

If 1/2 of my security is over the $25,000 threshold, am I taxed on the tax bracket that 1/2 of my social security falls into?

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1 Reply
DianeW777
Expert Alumni

Social Security

It depends. Any social security income that becomes part of your taxable income will be at the same rate as your tax bracket. You can use the link below to see what the tax rate is for your 'taxable income' (Form 1040, Line 15).

The maximum amount of social security benefits that can be added to your tax return is 85% of your total benefits.

  • if half of your social security, combined with your other taxable income is below the following base amounts, then none of your social security would count as taxable income.
  • The base amount for your filing status is:
    • $25,000 if you're single, head of household, or qualifying surviving spouse,
    • $25,000 if you're married filing separately and lived apart from your spouse for the entire year,
    • $32,000 if you're married filing jointly,
    • $0 if you're married filing separately and lived with your spouse at any time during the tax year. 
  • Social Security Income FAQs
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