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Should I still file a return if my only income in 2021 was social sec. disability and stimulus payment?

I am a single filer who does not have Federal taxes withheld on my disability payments.  I do own a homestead in Texas on which I pay property tax and interest on my loan.  I doubt the total amount of taxes and interest exceeds the standard deduction.
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Should I still file a return if my only income in 2021 was social sec. disability and stimulus payment?

Stimulus payments are not taxable income so are not entered on tax return.

 

If the Social Security benefits are the Only income to be reported on the tax return, then there is no reason or need to file a tax return.

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