turbotax icon
Showing results for 
Search instead for 
Did you mean: 
Close icon
Do you have a TurboTax Online account?

We'll help you get started or pick up where you left off.

Returning Member


Better to receive RMDs as income or roll over into another investment (Roth IRAs)?


This feature is pending. Thanks for your patience.
Didn't get the answer you wanted? Our digital assistant can help you.
1 Reply
Employee Tax Expert


Hi @JMB67!  This is a great question.  To be clear, and my answer may not be welcome, if you are required to take a minimum distribution from an IRA or another eligible retirement plan (an RMD), the RMD cannot be rolled over to another IRA or converted to a Roth IRA.  Sorry to be the bearer of unwelcome news.


If you are interested and can afford to do so, you may be able to avoid tax on the RMD by making a qualified charitable distribution as described in this IRS guidance.


I hope this is helpful.

**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"

message box icon

Get more help

Ask questions and learn more about your taxes and finances.

Post your Question
message box icon

Ready to start your taxes?

Hand off your taxes, get expert help, or do it yourself.

See Pricing
Manage cookies