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bosh
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RMD withdrowal of both spouses

My wife and I both are over 70 1/2, filing joint return. Can I take summ of RMDs (my and my wife) from my IRA only and keep my spouse IRA untouched?

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RMD withdrowal of both spouses

No. IRA = INDIVIDUAL Retirement Account. RMD amounts are based on your individual longevity.

RMD withdrowal of both spouses

You must each take your own RMD from your own IRA.

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