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dmf8
New Member

RMD and QCD

In 2022 I used my RMD to make a QCD.  My IRA administrator sent a check directly to the recipient who is listed by the IRS as a 501(c)(3) organization that is allowed QCDs.  I requested that the contribution be made anonymously so my name did not  appear on the check.  I have a transaction statement from the IRA administrator with the date, amount, name of payee and check number.  Is this sufficient documentation to satisfy IRS requirements?

 

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2 Replies
MinhT1
Employee Tax Expert

RMD and QCD

Yes.

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dmertz
Level 15

RMD and QCD

In the absence of a receipt from the charitable organization, you must have as substantiating documentation a statement from your IRA custodian showing the name of the organization, the date of the distribution, and the amount that you can provide to the IRS if requested.

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