Turbotax doesn't let me enter multiple disasters on form 8915-F on 2022 return

[oleyuboglu]

Turbotax allows me to enter only one disaster on Form 8915-F on my 2022 return. There were 2 more disasters that I was impacted in 2023 in California, which I'd like to report on my 2022 return. Each disaster should reduce the gross IRA distribution subject to 10% penally by about $22K.

[dmertz]

[See the follow-up posts below.  Splitting the Form 1099-R does not overcome TurboTax's inability to report distributions for more than one disaster.]

If TurboTax only allows one disaster distribution per Form 1099-R, you'll need to split the Form 1099-R into two and allocate one disaster distribution to each.  The combined dollar amounts for the split Forms 1099-R must equal the original.

[oleyuboglu]

After discussing this with a Turbotax live expert, the issue was deemed Turbotax limitation. The software doesn't allow entering more than one disaster in 8915-F. I was asked to file my taxes with another tax specialist or software. 

[dmertz]

Ah, you are correct that TurboTax does not support multiple disasters on Form 8915-F even though the form itself has places to list multiple disasters.  That's unfortunate.  To use 2022 TurboTax It would take an override on Form 5329 and manually preparing Form 8915-F.  If you choose to spread all of this income over 3 years, that would mean even more overrides.

I'm a little confused where you said that you would like to report 2023 disasters on your 2022 tax return.  How can you have 2022 disaster distributions for 2023 disasters?

[Bgreggs]

I tried  splitting the 1099-R into two distributions to be able to claim two different FEMA disaster distributions and that did not work.   TT only allows one disaster distribution claim for the 22,000, spread income over three years option.