Form 8606 Lines 6 & 7

[missya2j]

I am working on a 2025 tax return and have it completed.  There are nondeductible contributions & a distribution from the traditional ira.  The system appears to be taxing everything correctly but lines 6 & 7 are not populating on the form 8606.  The IRA worksheet does show the ira value as of 12/31/25 but I don't know why it is not showing on the form 8606.  Any ideas?

[baldietax]

this sounds like an issue with the 1099-R entries or supplemental questions after the 1099-R.  You should go back through that section and make sure everything is answered.  You can also try deleting and re-inputting the 1099-R again, especially if it was imported.

you can also check the IRA Information Worksheet in forms mode if you are on Destkop and look for anything missing or any errors.  Double-clicking on Lines 6/7 on Form 8606 should show the related forms.  For Online you may need to look at the PDF with 'all forms and worksheets'.

[missya2j]

Thank you very much for your reply.  I have gone through the section again to make sure everything has been answered and everything appears to be correct on the IRA Information Worksheet.  I will try deleting the 1099'R and re-entering it.

Appreciate your help!

[missya2j]

I deleted the imported form 1099-R and re-entered it and went through all the questions.  That all looks good but there is still nothing populating on lines 6, 7 or 12 of the Form 8606 yet on page 2 of the Form 8606 line 15a the figure is correct which is subtracting line 12 from line 7??  I am so confused.  The calculations are all correct.  Should I file the return with lines 6 & 7 being blank since everything else is correct?  I'm not sure what other option I have?

[angela829]

Hi:

Same here. After amending prior year non deductible  IRA as I missed form 8606 in 2024. So I amended it with TT rep's help yesterday. Consequently, I have form 8606 correctly in 2024 amended return. However,  TT shows "Print and mail the documents to government to complete the amendment" I clicked on the print icon but it shows error in the next window? Now I merged the 2025 return with that 2024 amended return, it does not seem the 2024 amended data was incorporated and the 2025 form 8606 is not completed ie line 6 and 7 has nothing?

Please help. Appreciate.

[baldietax]

@angela829 if you amended 2024 I don't know the "merge" you're referring to but I think you should just have to update the question on your carryover basis in the Trad IRA section to make sure Line 2 on Form 8606 is correct.  If on desktop you can double-click on the Form 8606 lines in Forms mode and/or check the IRA Information Worksheet.

Then for 2025 if Line 6/7 are still blank you should go back through the box inputs and questions on the 1099-R.   If still having issues can you post more details on what's on your 1099-R then maybe someone here will be able to advise further.

[baldietax]

@missya2j are you able to post more details what was on the 1099-R (boxes, distribution code etc) and maybe someone will be able to advise further.  I'm not sure how Form 8606 behaves under all situations, if you're getting the right outcome then maybe it's correct for these boxes in Part 1 to not be filled in and just Part 2.  Check the guidance on Form 8606 also.

[DaveF1006]

It depends. TurboTax often does this, and it can be confusing. If Line 15a shows the right taxable amount but Lines 6 and 7 are blank, TurboTax is using the Taxable IRA Distribution Worksheet from IRS Pub. 590-B instead of doing the math directly on Form 8606. If the calculations are correct, then TurboTax is using the worksheet, which is perfectly fine. 

Angela, just to be sure your 2024 amendment is correct, perform these steps.

1. Go to Deductions & Credits > Retirement and Investments > Traditional and Roth IRA Contributions.
2. Follow the screens until you see: "Any nondeductible contributions to your IRA from 2024 or prior years?"
3. Select Yes.
4. Enter your Total Basis as of Dec 31, 2024 

Regarding the print error.  If you are working in TurboTax online, go to tax tools>tools>print center. Here, see if this will allow you to print your forms.  If working in the software, go to the file button in the top left of the return and select print. See if these will bypass the printing error.

@missya2j 

@angela829 

[missya2j]

Thank you so much for your assistance.  That helps a lot and makes me feel better about submitting the return as is.

Appreciate you!

@DaveF1006 

[angela829]

Hi:

 So sorry I did not give you the entire info on form 8606. After realizing I missed the form 8606 in 2024, I called TT rep who helped me sucessfully get that form in 2024 so I could amend the 2024 return. Then I go to 2025 to start my return with the 2024 amended return transfer for comparison. 

To my surprise, the 2025 return does not have form 8606. Thus, I went to Deductions & Credits > Traditional & Roth IRA Contributions > enter LY balance for non deductible IRA. But the 2025 return still does not include form 8606. I then go to Forms to get form 8606 which only indicates LY balnce of non deductible IRA on both line 2 and 3. No data on any lines on 2025 form 8606?

Wondering what I did wrong and tried to call TT rep a few times in this morning. Unfortunately, only 1 rep can see my screen after getting sharing code but she was not able to help, while other TT reps couln'd see my screen after geting the sharing codes? They only saw black screen on their side once entering the sharing codes? What a bad luck!

Hope the community can help me solve the mystery on 2025 Form 8606. 

Appreciate.

[baldietax]

@angela829 can you clarify what you did in 2025 that requires Form 8606 - did you make a non-deductible contribution or take a distribution or make a Roth conversion etc?  if nothing happened you are not required to file 8606 if it's just to carryover basis, see "Who Must File"

https://www.irs.gov/pub/irs-pdf/i8606.pdf

[angela829]

Hi Dave:

Thanks for your informative response.

Regarding the 2024 amended return, it was good as I did have form 8606 with all data. Then, I can't print the files indicating I need to print out paper files and mail to government after those amended efiles were accepted? No matter what TT rep and I tried to do, I can't print that to mail in? Especially she could not see my screen after getting the share screen code! I keep calling in but I can't get the good rep who helped me to get 2024 Form 8606. His name is Tyrone.

Regarding 2025 return, I do not have 2025 form 8606? So I went to the same steps from your instructions as I remember the TT rep helped me on that form in  2024. But no luck I don't have that form in my 2025 return. So I went to Forms to pull in that form 8606 in 2025. Unfortunately, it only have LY balance in only line 1 and 2? No data for the rest of the form? Please advise if you can help 1) print out what I need to mail in to the government for those accepted efiles  which are amended for 8606 in 2024  2) how to get 2025 form 8606 with data in TT system.

Appreciate so much.

[angela829]

Hi:

Form 8606 is tracking the non deductibel IRA balcnce and prorates the qualified portion to reduce that balance. I have been doing for years and suddenly I did not realize TT was missing that form in 2024. So I called to get help from TT rep yesterday  once realizing that missing form  in 2024. His name is Tyrone who is very knowledgeable. He helped get that form on the 2024 return and amend in TT system.

Now I need help as I did the same steps he did but the 2025 form 8606 only shows line the right balance on line1 and 2 and no data for the rest of that 2025 form 8606? I will try to keep calling TT help to see I get him again.

Thanks