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Is there a tax break for me, if I cashed out my retirement account since I was unemployed and remained unemployed for the rest of the year?

I was in the middle of changing jobs and in good faith gave notice that I was going to leave the company. The company took it as my resignation and let me go. This happened in August and I remained unemployed the rest of the year. I took a full distribution of my IRA and Roth IRA which was under 20K to help me stay afloat until the new job began. (Which still hasn't). Is this a hardship? Are there any tax breaks or 10% penalty exception?
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Is there a tax break for me, if I cashed out my retirement account since I was unemployed and remained unemployed for the rest of the year?

EXCEPTIONS TO EARLY WITHDRAWAL PENALTY

https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-exceptions-to-tax-o...

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
BillM223
Expert Alumni

Is there a tax break for me, if I cashed out my retirement account since I was unemployed and remained unemployed for the rest of the year?

Note that if you had to pay for medical insurance while unemployed, then the 10% penalty will not apply to that amount.

 

Does it look like any other exceptions might apply to you?

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