Skip to main content
Level 2
April 7, 2025
Question

IRA

  • April 7, 2025
  • 1 reply
  • 0 views

Hello on my W2 box 13 is checked. My employer has a 401k i do not participate.. I contribute to a Traditional IRA. . My contributions are made after taxes as My check is split .  So wouldn't box 13 be blank?

Otherwise if I had a

401k  box 13 checked 

Or

401k plus Roth. Box 13 checked

 

 

1 reply

MaryK4
Level 15
April 7, 2025

No, if your employer OFFERS a retirement plan the box must be checked.  Your tax deductibility of the traditional IRA may be limited if your employer offers a retirement plan. 

**Say "Thanks" by clicking the thumb icon in a post. **Mark the post that answers your question by clicking on "Mark as Best Answer"
Level 2
April 7, 2025

They offer a 401k i dont participate. So how would you be able to contribute to a IRA  that is not provided by your employer and not pay taxes on your contributions. Is there a different box on your w2 to designate that?